investing
Understanding your account balances
July 31, 2018

Understanding your balances is key to managing a successful portfolio. The Balances tab allows you to conveniently track and manage your money. In this section, you can view your cash in both CAD and USD, check the market value of your investments, and much more. To learn more select your preferred trading platform.

  • Questrade Trading

    To view your balances:
    1. Log in to Questrade Trading
    2. In the main toolbar, click Account
    3. Tap Balances
    4. Select an execution time period to view (1 day, 5 days, 10 days, 30 days, 60 days, or 90 days)
     
    User-added image


    Let's start with the Cash section. You can choose to view either the start of day balance or your current balance:
    FieldExplanation
    Cash CADShows the amount of liquid CAD cash in the account. This account has an available cash balance of $132.56 CAD
    Cash USDShows the amount of liquid USD cash in the account. This account has an available cash balance of $1,150.32 USD
    Cash-CAD
    (All in CAD)
    Calculates your CAD and USD cash balances to show the combined value of your cash as if it was all converted to Canadian currency (CAD). This amount is an estimate only
    Cash-USD
    (All in USD)
    Calculates your CAD and USD cash balances to show the combined value of your cash as if it was all converted to U.S currency (USD). This amount is an estimate only


    Market Value

    FieldExplanation
    Market value CADCalculates the total value of all your Canadian investments in the account. In this example, the Canadian investments are valued at $1,551.00. This means if all Canadian holdings are sold, that’s how much cash you would receive in return
    Market value USDCalculates the total value of all your U.S. investments in the account. In this example, the U.S. investments are valued at $103.30. This means that if all U.S. holdings are sold, that’s how much cash you would receive in return
    Market value CAD
    (All in CAD)
    Calculates the total value of your Canadian and U.S. investments to give you an estimated value of how much your investment are worth if they were to be sold and converted to CAD currency entirely
    Market value USD
    (All in USD)
    Calculates the total value of your Canadian and U.S. investments to give you an estimated value of how much your investment are worth if they were to be sold and converted to USD currency entirely


    Total Equity

    FieldExplanation
    Total equity CADCalculates to combine your CAD cash plus the market value of your Canadian-listed securities. In this example, the CAD cash is at $132.56, while the Canadian investments are valued at $1,551.00, this gives us a total equity of $1,683.56 CAD
    Total equity USDCalculates to combine your USD cash plus the market value of your U.S-listed securities. In this example, the USD cash is at $1,150.32, while the U.S investments are valued at $103.30, this gives us a total equity of $1,253.62 USD
    Total equity CAD
    (All in CAD)
    Calculates the total value of your account which includes cash and investments to give you an estimated value of how much your overall account would be worth if all shares were sold and entire cash amount was converted to CAD currency. The account as shown in the screenshot is worth $3,294.97 CAD
    Total equity USD
    (All in USD)
    Calculates the total value of your account which includes cash and investments to give you an estimated value of how much your overall account would be worth if all shares were sold and entire cash amount was converted to USD currency. The account as shown in the screenshot is worth $2,563.38 USD


    Buying power: refers to the amount of money you could potentially borrow from us in your margin account.

    Maintenance excess (M.E): shows you how much excess margin you have in your account. It can also be used to determine if you’re in a margin call. If your real-time combined maintenance excess is below zero, it means that you are in a margin call and that you need to make a deposit to your account as soon as possible. For example, if the combined maintenance excess figure shows as negative (100), it means that you have to make a deposit to your account for that amount. The deposit will help reduce the amount of money being borrowed from us. You can also cover negative maintenance excess by selling some of your shares (if any) in the account. Customers are typically notified by email on a best efforts basis when their M.E drops below zero.

  • IQ Edge

    To view your balances:
    1. Log in to IQ Edge
    2. In the main toolbar, click Account
    3. Tap Balances
     
    User-added image
     

    Let's start with the Cash section. You can choose to view either the start of day balance or your current balance:

    FieldExplanation
    Cash CADShows the amount of liquid CAD cash in the account. This account has an available cash balance of $132.56 CAD
    Cash USDShows the amount of liquid USD cash in the account. This account has an available cash balance of $1,150.32 USD
    Cash CAD (comb)Calculates your CAD and USD cash balances to show you the combined value of your cash as if it was all converted to Canadian currency (CAD). This amount is an estimate only.
    Cash USD (comb)
    (All in USD)
    Calculates your CAD and USD cash balances to show you the combined value of your cash as if it was all converted to U.S. currency (USD). This amount is an estimate only


    Market Value

    FieldExplanation
    Market value CADCalculates the total value of all your Canadian investments in the account. In this example, the Canadian investments are valued at $1,149.20. This means if all Canadian holdings are sold, that’s how much cash would receive in return
    Market value USDCalculates the total value of all your U.S. investments in the account. In this example, the U.S. investments are valued at $103.30. This means if all U.S holdings are sold, that’s how much cash would be received in return
    Market value CAD
    (comb)
    Calculates the total value of your Canadian and US. investments to give you an estimated value of how much your investment are worth if they were to be sold and converted to CAD currency entirely
    Market value USD
    (Ccomb)
    Calculates the total value of your Canadian and U.S. investments to give you an estimated value of how much your investment are worth if they were to be sold and converted to USD currency entirely


    Total Equity

    FieldExplanation
    Total equity CADCalculates to combine your CAD cash plus the market value of your Canadian-listed securities. In this example, the CAD cash is at $132.56, while the Canadian investments are valued at $1,549.20, this gives us a total equity of $1,681.76.
    Total equity USDCalculates to combine your USD cash plus the market value of your U.S-listed securities. In this example, the USD cash is at $1,150.32, while the U.S. investments are valued at $103.30, this a total equity of $1,253.62
    Total equity CAD
    (comb)
    Calculates the total value of your account which includes cash and investments to give you an estimated value of how much your overall account would be worth if all shares were sold and entire cash amount was converted to CAD currency. The account, as shown in the screenshot, is worth $3,293.17 CAD
    Total equity USD
    (conb)
    Calculates the total value of your account which includes cash and investments to give you an estimated value of how much your overall account would be worth if all shares were sold and entire cash amount was converted to USD currency. The account, as shown in the screenshot, is worth $2,561.98 USD


    Buying power: refers to the amount of money you could potentially borrow from us in your margin account.

    Maintenance excess (M.E): shows you how much excess margin you have in your account. It can also be used to determine if you’re in a margin call. If your real-time combined maintenance excess is below zero, it means that you are in a margin call and that you need to make a deposit to your account as soon as possible. For example, if the combined maintenance excess figure shows as negative (100), it means that you have to make a deposit to your account for that amount. The deposit will help reduce the amount of money being borrowed from us. You can also cover negative maintenance excess by selling some of your shares (if any) in the account. Customers are typically notified by email on a best efforts basis when their M.E drops below zero.

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The information contained in this website is for information purposes only and should not be used or construed as financial or investment advice by any individual. Information obtained from third parties is believed to be reliable, but no representations or warranty, expressed or implied is made by Questrade, Inc., its affiliates or any other person to its accuracy.

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